Retirfi Blog

Retirement planning, clearly explained.

Practical articles on Monte Carlo simulation, Social Security strategy, safe withdrawal rates, and building a retirement plan that actually works.

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Withdrawal Strategy
What Is a Safe Withdrawal Rate? The 4% Rule Explained
The 4% rule is the most cited number in retirement planning. But where does it come from, when does it break down, and what should you actually use?
June 2026 · 8 min read Read →
Inflation & Risk
How Does Inflation Affect My Retirement Plan? (The Real Math, Not the Reassurance)
Inflation is one of the biggest threats to your retirement savings — and most people underestimate it. Here's the real math, what the numbers look like over 25 years, and how to stress-test your plan.
June 2026 · 9 min read Read →

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